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Overdraft Protection
When your checking balance dips below zero, we won't leave you out in the cold.
Choice of overdraft protection plans
Opt-in, opt-out options keep you in control
Avoid bounced checks and big fees
No overdrafts? No charge.
Remember, if you opt in for Overdraft Protection but never use this service, it won't cost you anything. You can opt out or change your protection at any time.
To err is human. To get you back on track is our policy.
How do checking shortfalls happen? You forget to log a purchase. You make a math mistake. Your income takes an unexpected downturn. How do you deal with these situations? Securityplus Federal Credit Union has three Overdraft Protection options that help prevent bounced checks, hefty merchant fees and credit score reductions.
Savings Overdraft Service
Savings Overdraft Service attempts to cover Checking Account overdrafts on checks, purchases and ACH payments by transferring funds from your selected savings account or Personal Line of Credit. There is a $1 per transfer fee for this service.
Savings Overdraft Service
Savings Overdraft Service attempts to cover Checking Account overdrafts on checks, purchases and ACH payments by transferring funds from your selected savings account or Personal Line of Credit. There is a $1 per transfer fee for this service.
Courtesy Pay
Courtesy Pay adds $500 of pre-approved coverage to your Checking Account to cover checks and ACH payments. Your account may be assessed a Courtesy Pay charge of $30 for each item paid against your overdrawn account. Members in good standing are automatically opted-in for this service with no additional authorization needed. You may choose to opt out at any time.
Courtesy Pay
Courtesy Pay adds $500 of pre-approved coverage to your Checking Account to cover checks and ACH payments. Your account may be assessed a Courtesy Pay charge of $30 for each item paid against your overdrawn account. Members in good standing are automatically opted-in for this service with no additional authorization needed. You may choose to opt out at any time.
Premium Overdraft Protection
In addition to Courtesy Pay, Securityplus offers Premium Overdraft Protection to provide $500 in coverage for Visa Debit Card purchases and ATM transactions. Your account may be assessed a Premium Overdraft charge of $30 per item paid against your overdrawn account. You must opt in to receive this coverage and you may opt out at any time.
Premium Overdraft Protection
In addition to Courtesy Pay, Securityplus offers Premium Overdraft Protection to provide $500 in coverage for Visa Debit Card purchases and ATM transactions. Your account may be assessed a Premium Overdraft charge of $30 per item paid against your overdrawn account. You must opt in to receive this coverage and you may opt out at any time.
