Money Market Accounts

There's an easy way to make your money work harder.

Money Market

Earn up to 0.25% APY

The formula is simple: open an account, keep a healthy balance and collect guaranteed dividends.

  • $1,500 minimum initial deposit 
  • Access funds through checks and digital banking tools

Money Marketplus

Earn up to 5.00% APY 

Take your savings to a higher level when you maintain a larger balance in this account and earn dividends at tiered rates. 

  • $5,000 minimum initial deposit
  • Two transfers/withdrawals per month ($500 minimum) without a fee

Money Market

Earn up to 0.25% APY

The formula is simple: open an account, keep a healthy balance and collect guaranteed dividends.

  • $1,500 minimum initial deposit 
  • Access funds through checks and digital banking tools

Money Marketplus

Earn up to 5.00% APY 

Take your savings to a higher level when you maintain a larger balance in this account and earn dividends at tiered rates. 

  • $5,000 minimum initial deposit
  • Two transfers/withdrawals per month ($500 minimum) without a fee

Fees

Low Balance Fee

A cumulative balance of at least $50 in deposits must be maintained in order to avoid a minimum balance fee. This fee may also be avoided by opening a loan or credit card account.

Low Balance Fee

A cumulative balance of at least $50 in deposits must be maintained in order to avoid a minimum balance fee. This fee may also be avoided by opening a loan or credit card account.

Excess Transfer Fee

If a member exceeds the number of allowable checks or preauthorized transfers, Securityplus Federal Credit Union may impose a fee of $25 per occurrence and reserves the right not to honor the excess transaction(s). The credit union may also close a Money Market account and transfer all remaining funds to the member's Share Savings Account.

Excess Transfer Fee

If a member exceeds the number of allowable checks or preauthorized transfers, Securityplus Federal Credit Union may impose a fee of $25 per occurrence and reserves the right not to honor the excess transaction(s). The credit union may also close a Money Market account and transfer all remaining funds to the member's Share Savings Account.