Share Certificates

Give your money a little time and good things can happen. 

Certificates range from 3 months to 5 years

Higher interest rates than most savings accounts

Good retirement planning tool

Worth the wait

With a Securityplus Federal Credit Union Certificate, you'll grow your savings at a fixed rate for a period of time so you can enjoy financial flexibility when it matures. 

It's the perfect recipe for financial success

Start with your hard-earned dollars. Combine them with our attractive rates. Then let the mixture simmer for anywhere from a few months to several years. The end result is guaranteed earnings that can play a key role in helping you save for major purchases, home upgrades, college costs, your retirement years, or vacations.


Share Certificates
  • Share Certificates offer flexible opportunities for higher earnings
  • Minimum initial opening deposit of $1,000
  • Terms range from 3 months to 5 years
  • In general, longer-term Certificates pay the highest rates
  • All Certificates feature higher rates than most standard savings accounts
  • Early withdrawal may result in loss of some interest income
Share Certificates
  • Share Certificates offer flexible opportunities for higher earnings
  • Minimum initial opening deposit of $1,000
  • Terms range from 3 months to 5 years
  • In general, longer-term Certificates pay the highest rates
  • All Certificates feature higher rates than most standard savings accounts
  • Early withdrawal may result in loss of some interest income
IRA Share Certificates
  • Minimum initial opening deposit of $1,000
  • Terms range from 1 to 5 years
  • Offered as either Traditional or Roth Individual Retirement Accounts
  • Annual dividend income may be tax-exempt. Be sure to consult your tax advisor.  
IRA Share Certificates
  • Minimum initial opening deposit of $1,000
  • Terms range from 1 to 5 years
  • Offered as either Traditional or Roth Individual Retirement Accounts
  • Annual dividend income may be tax-exempt. Be sure to consult your tax advisor.