Become a Member

It only takes $5 to get started. It could be your best investment ever.

Simple membership application

Open to those who live or work in Baltimore City

Employees of certain businesses also eligible

A lifetime of first-rate financial services awaits you

So many banks. So many credit unions. Why choose Securityplus? For our focus and friendly service. For our low fees and consumer-friendly rates. For our time-saving Digital Banking technology and nationwide network of 50,000 surcharge-free ATMs. Ready to come aboard? We're excited to have you.

Membership Eligibility

Securityplus membership is open to:

  • Anyone who lives, works, worships, or attends school in Baltimore City
  • Family members or household members of an existing credit union member
  • Individuals who are employed or retired from one of our Select Employer Groups
  • Any consumer who may be eligible to join the credit union through the American Consumer Council (ACC)

All membership applications are subject to verification of eligibility. If you are uncertain whether you are eligible to join Securityplus, please contact us.

How to Join

Make a $5 minimum deposit to open your Share Savings account

Complete a membership application

The American Consumer Council

The American Consumer Council (ACC) is a non-profit membership organization with more than 228,000 members throughout the United States. Its mission is to educate consumers on the purchase of safe, reliable products and services, advocate for consumer rights, provide financial education, and recognize companies for their environmental stewardship and corporate social responsibility.

By joining the ACC, you become eligible to join Securityplus Federal Credit Union and there are no ACC membership fees or dues when you also become a credit union member. To join both, please visit a Securityplus branch location. To contact the American Consumer Council, call 1-800-544-0414.

What Our Members Say

"I can never say enough good things about the Securityplus employees. They are always pleasant, polite, efficient, and more! For the decades I have been a member, they have always solved any problems or discrepancies. I will stay with Securityplus forever! Thanks for always doing a great job!"

- Patricia E.
Quick Tips

The benefits of Securityplus membership

Lower lending rates

Higher dividends

Better services

Less fees

More plus

Become a Member
FAQs

We offer Apple Pay®3, Google Pay™ and Samsung Pay® for use in stores. Digital wallets provide a secure alternative to entering your Securityplus card information. At a register, simply wave your phone at the terminal to pay.

As a member of Securityplus, you have access to a commissioned Notary Public at any Securityplus branch for no additional cost. We also provide Medallion signature guarantee services free of charge for our members at any Securityplus branch.

Please note, you must be a member of Securityplus Federal Credit Union to receive notary or medallion signature guarantee services.

Q: Who can refer a friend to earn a $50 Amazon gift card reward?
A: Securityplus members are eligible to refer friends and earn rewards.

Q: How can I refer a friend?  
A: You can refer friends via email or through the social media options displayed on our website.

Q: What does my friend need to do to qualify for the referral reward? 
A: Your friend needs to open a valid checking account Digital, fund it with a $50 opening deposit, and maintain the account for 30 days.

Q: What happens after my friend completes the requirements?
A: Once your friend meets the requirements, both of you will receive a $50 Amazon gift card.

Q: Is there a limit to the number of friends I can refer?
A: You can earn up to $500 in gift card rewards each calendar year by referring friends.

Q: How can I start referring friends?
A: Simply go to our website, click on "Refer a Friend," and enter your email address to get your share link.

Q: How will I receive my reward?
A: You will receive your $50 Amazon gift card reward via email.

Q: Are there any other terms and conditions I should be aware of?
A: Please refer to the full terms and conditions on our website for complete details on the referral program.

Yes, we do! Our coin counting service is free for members and available at our main office and Woodland branches. If you prefer assisted service, you can use the teller line at our CMS, Owings Mills and Northwest Plaza branches.

Yes, we offer money orders as a safe, convenient, and economical way to make purchases. They are available up to $1,000 at any of our branch locations.

Yes, we offer night deposits at selected branches. You can make direct deposits at our Owings Mills, Northwest Plaza, Woodlawn, and Main Office branches.

The cost of renting a Safe Deposit Box varies depending on the size of the box. Please contact your branch for current pricing information.

  • Small and Medium Safe Deposit Boxes are located at our Woodlawn Branch.
  • Small, Medium, and Large Safe Deposit Boxes are available at our Owings Mills Branch.

To rent a Safe Deposit Box, visit your nearest branch and speak with a member service representative.