Skip a Pay

Things come up. Life happens. We understand.

Maybe you need extra cash for a special purchase. Or to take a vacation somewhere special. Or to catch up on repairs or unexpected bills. None of these added expenses have to be budget-busters. You can keep your finances on track by skipping a Securityplus Federal Credit Union loan payment and picking it up again the following month.

• Skip up to two non-consecutive monthly payments on your qualifying credit union loans within a 12-month period*
• To qualify, your loan must be open for at least 3 months
• All your Securityplus accounts must be in good standing
• Make request at least 15 days before loan payment is due
• There is a $35 non-refundable fee for each skipped payment on loans with balances of more than $1,000, and a $25 non-refundable fee for each loan with a balance below $1,000. 
• You'll still have the same number of loan payments left - the payoff date will simply be pushed back
• Making use of Skip a Pay won't hurt your credit score

Get Started

• Log in to Digital Banking
• Select the "Skip-A-Pay" Widget on the left hand side, under "More"
• Select the loan you wish to skip