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Money Market
Enjoy plenty of growth opportunities and easy access to your funds with our Money Market account.
Open with a $1,500 deposit
Access funds through checks and digital banking tools
Enjoy an ideal blend of growth and accessibility
There's only upside
With higher rates and fast access to your funds, a Securityplus Money Market account gives you the best of both worlds.
In this market, you always come out well ahead
Some financial markets can be complex and uncertain. A Securityplus Money Market is simple and always profitable. Just open an account, keep a healthy balance and collect guaranteed dividends. And unlike some investments, your cash isn't tied up for months or years on end - you can access funds anytime for whatever life throws your way.
- Good choice for everyday savers seeking better earnings or seasoned investors looking to diversify portfolios
- Minimum initial deposit is $1,500 and it must be maintained as an average daily balance to obtain the disclosed annual percentage yield (APY)
- Average daily balances that fall under $1,500 but remain above $500 will receive the checking account annual percentage yield for that day
- Average daily balances under $500 will receive no dividends
- Access funds through checks, Online or Mobile Banking or at Securityplus branches
- Transactions are subject to limitations
- Dividend rate is subject to change monthly
Funds Access
Deposits may be made to a Money Market Account in any amount at any time. Withdrawals, transfers (automatic or otherwise), loan payments and checks must be in amounts of $250 or more.
Funds Access
Deposits may be made to a Money Market Account in any amount at any time. Withdrawals, transfers (automatic or otherwise), loan payments and checks must be in amounts of $250 or more.
Fees
Low Balance Fee: A cumulative balance of at least $50 in deposits must be maintained in order to avoid a minimum balance fee. This fee may also be avoided by opening a loan or credit card account.
Excess Transfer Fee: If a member exceeds the number of allowable checks or preauthorized transfers, Securityplus Federal Credit Union may impose a fee of $25 per occurrence and reserves the right not to honor the excess transaction(s). The credit union may also close a Money Market account and transfer all remaining funds to the member's Share Savings Account.
Fees
Low Balance Fee: A cumulative balance of at least $50 in deposits must be maintained in order to avoid a minimum balance fee. This fee may also be avoided by opening a loan or credit card account.
Excess Transfer Fee: If a member exceeds the number of allowable checks or preauthorized transfers, Securityplus Federal Credit Union may impose a fee of $25 per occurrence and reserves the right not to honor the excess transaction(s). The credit union may also close a Money Market account and transfer all remaining funds to the member's Share Savings Account.
