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Certificate Rates
Let our higher rates work with your money for months or years at a time.
These results are worth the wait
Open a 3-month Certificate - or save for a year or two or more. Whatever your choice, you'll end up earning investment-level returns thanks to Securityplus Federal Credit Union's attractive dividend rates. We make it easy to get started.Share Certificate Rates
| Certificate Term | Minimum Funding Requirement | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 3-Month Share | $1,000 | 0.40% | 0.40% |
| 6-Month Share | $1,000 | 0.60% | 0.60% |
| 1-Year Share & IRA | $1,000 | 4.89% | 5.00% |
| 2-Year Share & IRA | $1,000 | 4.41% | 4.50% |
| 3-Year Share & IRA | $1,000 | 4.41% | 4.50% |
| 4-Year Share & IRA | $1,000 | 4.41% | 4.50% |
| 5-Year Share & IRA | $1,000 | 4.17% | 4.25% |