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Share Secured Visa
Build your credit score while enjoying the purchasing power of a credit card.
For people with no credit or less-than-perfect credit
Use online and at millions of locations worldwide
No annual fee
It starts with your savings
The first step to getting a Share Secured Visa is to grow your savings balance. Those deposits in your share account serve as collateral for your credit card. The more money in your account, the higher your credit limit.
We're confident that you can handle a credit card responsibly
If you're just starting on your financial journey, we believe in giving you an opportunity to prove yourself. And if you've got less-than-perfect credit, we believe in offering a second chance. With Securityplus Federal Credit Union's Share Secured Visa, you can build up your credit rating by sticking to spending limits and making on-time payments. At the same time, you get all the benefits of an everyday credit card.
- Share Savings on deposit are pledged as collateral
- Credit limit up to $5,000
- No annual fee
- No balance transfer fee
- 25-day grace period following purchases before interest payments are due
- Visa benefits include 24/7 fraud monitoring and identity theft resolution services
Quick Tips
The benefits of a good credit card.
Build your credit profile
Enjoy financial flexibility
Gain protection against fraud
Track your expenses
Increase your purchasing power
