You have friends. We have gift cards. Give the gift of membership.
Convenience can be its own reward
Xceptional Checking also features a variety of Digital Banking tools - including electronic Bill Pay and mobile checking deposit - that make money management easier.
Imagine putting hundreds of extra dollars in your pocket
There's no hype here. Just simple math. Xceptional Checking can pay 3.00% APY* on checking balances up to $10,000. If you keep that balance for a year, that adds up substantially for life's necessities and its many pleasures. Even if your average balance is a little lower, it's easy to come out way ahead.
- No monthly maintenance fees or minimum balance required
- Access 55,000+ surcharge-free ATMs through Securityplus Federal Credit Union and our partners
- 24/7 account access with Digital Banking
- Contactless Visa debit card
- Free credit score and report monitoring
- Enjoy the added benefits of Mobile Deposit for checks, electronic Bill Pay, online budgeting tools and more
How to earn 3.00% APY
It's so easy to qualify for the full rewards that you're probably taking all the right steps. Simply do the following each month:
- Make at least 15 debit card purchases of at least $5 each
- Be actively enrolled in eStatements/eNotices
Managing your money made easy.
Monitor your account balances
Transfer funds between Securityplus accounts
Track your budget and spending habits
Create financial savings goals
Manage debit & credit cards
Check your credit score, set up free credit report monitoring and more