Xceptional Checking

Enjoy an account that offers Xtra large dividends and other Xcellent features. 

Earn up to 3.00% dividends

Get rewarded for debit card use

Convenience can be its own reward

Xceptional Checking also features a variety of Digital Banking tools - including electronic Bill Pay and mobile checking deposit - that make money management easier. 

Explore Features

Imagine putting hundreds of extra dollars in your pocket

There's no hype here. Just simple math. Xceptional Checking can pay 3.00% APY* on checking balances up to $10,000. If you keep that balance for a year, that adds up substantially for life's necessities and its many pleasures. Even if your average balance is a little lower, it's easy to come out way ahead.

  • No monthly maintenance fees or minimum balance required
  • Access 55,000+ surcharge-free ATMs through Securityplus Federal Credit Union and our partners 
  • 24/7 account access with Digital Banking
  • Contactless Visa debit card 
  • Free credit score and report monitoring
  • Enjoy the added benefits of Mobile Deposit for checks, electronic Bill Pay, online budgeting tools and more 

How to earn 3.00% APY

It's so easy to qualify for the full rewards that you're probably taking all the right steps.  Simply do the following each month:

  • Make at least 15 debit card purchases of at least $5 each
  • Be actively enrolled in eStatements/eNotices
digital banking

Managing your money made easy.

Monitor your account balances

Transfer funds between Securityplus accounts

Track your budget and spending habits

Create financial savings goals

Manage debit & credit cards

Check your credit score, set up free credit report monitoring and more

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