Youth Checking

Give your teens some financial experience before sending them into the real world.

For ages 14 to 17

Promote financial responsibility

Includes access to Online and Mobile Banking

Come and see us

Youth accounts must be opened at a Securityplus Federal Credit Union branch. Teens must bring two forms of identification, including a photo ID. We accept a state-issued photo ID, passport, birth certificate, Social Security card or green card.

Special accounts provide a learning opportunity for your teen

They get their first jobs, learn to drive and look to become more independent. Teenagers grow up fast and need to learn lessons that will serve them throughout life. One important skill is managing money. We provide a Youth Checking Account with a lot of grown-up features that allow teens to get in some good practice while you keep an eye on things.

  • Parent or guardian 18 years old or older must be joint owner of the account
  • No monthly maintenance fees
  • No minimum deposit or balance is required
  • Includes a Visa debit card
  • Manage account with Digital Banking and the free Securityplus mobile app
  • Access to more than 55,000+ surcharge-free ATMs nationwide 

Additional information

  • Must enroll in eStatements
  • No paper checks
  • Not eligible for premium overdraft protection or courtesy pay
  • $250 daily limit on debit card withdrawals and purchases
  • No mobile or ATM deposits