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Fixed-Rate Mortgages
Steady monthly payments are good news for your household budget.
No unexpected rate increases
Work closely with our friendly lending team
Personalized service is our calling card
At Securityplus Federal Credit Union, we know that behind every mortgage is a real person looking to buy a home where memories will be made. Whether it's your first or fifth home, count on us for exceptional service and the best loan rate possible.
Tradition served up with a few new twists
The 30-year, fixed-rate mortgage is an American classic, remaining popular for decades on end due to its predictable monthly payments. But more recently, many borrowers have turned to shorter-term loans that help build equity faster and reduce overall interest charges. Whatever your choice, Securityplus Federal Credit Union's lending team will gladly answer all your questions and assist you throughout the application process.
- Terms of 10, 15, 20, and 30 years with fixed monthly payments
- Conforming loans of up to $726,000
- Jumbo mortgages of $726,000 or more
- Available for investment, primary, and secondary residences
- Low Private Mortgage Insurance (PMI) rates
- Down payment requirements as low as 3% to 5% for qualified borrowers
- Refinance options are available
- No pre-payment penalties
Quick Tips
Getting a home loan that fits your budget and lifestyle.
Save for a down payment
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Know how much you can afford
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