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VA Mortgage Loan
You gave 100% for your country. Let us repay you with 100% financing for your home.
No down payment required
No Private Mortgage Insurance (PMI)
Fixed-rate loans up to 30 years
We're with you all the way
VA Mortgage Loans have the backing of the federal government, but the financing comes directly from Securityplus Federal Credit Union. That means you'll work directly with our friendly lending team instead of a government agency.
It's an honor and a pleasure to serve our military personnel
Everyone appreciates your commitment to America. But at Securityplus, we believe your sacrifices should be rewarded beyond a simple "thank you." When it's time for you and your family to buy a home, our mortgage team will proudly connect you with VA loans that require no down payment and come with other financial advantages.
- Veterans, reservists, active duty personnel and spouses with a valid Certificate of Eligibility (COE) can qualify for VA loans
- Property must be occupied by the veteran as his or her primary residence
- Finance up to 100% of home's value - no down payment required
- Fixed-rate loans up to 30 years
- Maximum loan amounts determined by the conforming loan limit
- No Private Mortgage Insurance (PMI) or Upfront Mortgage Insurance Premium (UMIP) required
- Seller contributions of up to 4%, of the purchase price, are permissible
- No pre-payment penalties
- Refinance options available
