Home Loan Refinance

Love your home but not your mortgage? You've come to the right place. Love your home but not your mortgage? You've come to the right place. 

Various terms available 

Special government programs for eligible homeowners

Competitive rates

A refi could be just what you need to reset your finances

Whether you're looking for a different term or lower rate on your mortgage, we'll assist you through the refinancing process. Whatever goal you have, you'll find a mortgage at Securityplus Federal Credit Union to help you reach it. 


Fixed-Rate Mortgages

Refinancing your home loan with a fixed rate lets you budget with confidence. Your principal and interest payments won't change.

Fixed-Rate Mortgages

Refinancing your home loan with a fixed rate lets you budget with confidence. Your principal and interest payments won't change.

Adjustable-Rate Mortgages

By refinancing into an ARM, you could lock in a lower rate for 3, 5, 7 or 10 years, and there's no prepayment penalty. 

Adjustable-Rate Mortgages

By refinancing into an ARM, you could lock in a lower rate for 3, 5, 7 or 10 years, and there's no prepayment penalty. 

VA Mortgage Loan

Veterans, reservists, active duty personnel and eligible spouses can refinancing into fixed-rate loans with terms up to 30 years.

VA Mortgage Loan

Veterans, reservists, active duty personnel and eligible spouses can refinancing into fixed-rate loans with terms up to 30 years.

FHA Mortgage Loan

Refinancing into a Federal Housing Administration loan can dramatically reduce your costs and provide additional financial advantages. 

FHA Mortgage Loan

Refinancing into a Federal Housing Administration loan can dramatically reduce your costs and provide additional financial advantages. 

USDA Mortgage Loan

If you're living in a home in a rural area and even certain suburbs, you can take advantage of a USDA home loan refinance. 

USDA Mortgage Loan

If you're living in a home in a rural area and even certain suburbs, you can take advantage of a USDA home loan refinance. 

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