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For homes in rural areas and certain suburbs
No down payment required
Not limited to first time home-buyers
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It's important to note that some suburban communities qualify for USDA loans. To learn whether a property you're considering is eligible, please contact a Securityplus Federal Credit Union lending representative.
The hustle and bustle of city life isn't for everyone
Some of us prefer fewer people, less traffic and a lot more elbow room. If you're a farmer, an outdoor enthusiast or just someone who enjoys a slower pace, we can connect you with an affordable loan guaranteed by the U.S. Department of Agriculture.
- Property must be borrower's primary residence
- No down payment required - finance up to 100% of property value
- Competitive rates that are often below standard mortgages
- Maximum loan of $726,200
- No minimum requirement for buyer's personal assets or reserve funds
- Closing costs and pre-paid items can be financed into loan amount up to the approved value
- No pre-payment penalties
- Refinance options available
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